Hyperlink: Apply now for the Citi Double Money® Card
The Citi Double Money Card (assessment) might be my favourite no annual price card. The cardboard is at present providing a welcome bonus — whereas it’s not probably the most thrilling bonus on earth, this can be a card that you simply’ll wish to contemplate, given its nice worth proposition. Moreover, it’s a card that didn’t also have a bonus up to now.
Particulars of the Citi Double Money welcome bonus
The Citi Double Money Card has a welcome bonus of 20,000 ThankYou factors after spending $1,500 throughout the first six months. That’s a really cheap spending requirement, particularly since you will have six months to finish it.
These 20,000 ThankYou factors can both be redeemed for $200 money, or can doubtlessly be transferred to Citi ThankYou airline & lodge companions, along with the Citi Strata Premier℠ Card (assessment).
Citi’s normal bank card utility insurance policies apply, probably the most vital of which is you can be permitted for at most one Citi card each eight days, and two Citi playing cards each 65 days. It is a rolling restrict. Notice that eligibility for this bonus is unrelated to eligibility for another Citi card — the one restriction is you can’t earn a bonus on this card in the event you’ve obtained a bonus on this card up to now 48 months.
Why you wish to get the Citi Double Money
Plain and easy, the no annual price Citi Double Money Card is without doubt one of the greatest bank cards for on a regular basis spending. On probably the most fundamental degree:
- The cardboard provides 1x ThankYou factors if you make a purchase order, and 1x ThankYou factors if you pay for a purchase order, providing you with the chance to earn as much as 2x ThankYou factors on purchases
- Every ThankYou level could be redeemed for one cent money again (towards an announcement credit score or direct deposit) with no minimal redemption quantity
For these of us into miles & factors, it will get higher than that, although. In case you have the Citi Double Money Card along with the Citi Strata Premier Card, then factors earned on each playing cards could be transferred to Citi ThankYou airline & lodge companions at a 1:1 ratio. That primarily makes the Citi Double Money a no annual price card incomes 2x transferable factors.
Lastly, understand that having extra bank cards in the long term may also help your credit score rating. It will increase your common age of accounts, and will increase your whole accessible credit score, which may also help decrease your credit score utilization. You possibly can’t beat holding onto no annual price playing cards in the long term that not solely assist your credit score rating, however also can give you worth. That ought to be half of the rationale you contemplate selecting up this card.
What’s one of the best technique to take with Citi?
I contemplate the Citi Strata Premier Card and Citi Double Money Card to be among the best bank card duos on the market. For the low $95 annual price of the Citi Strata Premier Card you get the next:
- The Citi Strata Premier Card provides 3x factors on eating, fuel stations, EV charging, supermarkets, airfare, and inns, whereas the Citi Double Money Card provides 2x factors on all different purchases
- The Citi Strata Premier Card provides a $100 annual lodge credit score by means of the Citi ThankYou Journey Portal, which you should use on a lodge keep of $500 or extra (earlier than taxes and charges)
- By having each playing cards you may switch all of your factors to Citi ThankYou companions, starting from Emirates Skywards, to EVA Air Infinity MileageLands, to Singapore KrisFlyer, to Virgin Atlantic Flying Membership
- The Citi Strata Premier Card can be providing a superb bonus, making it a good time to select up the cardboard
So, what would my technique be?
Backside line
The Citi Double Money Card has a welcome bonus of 20,000 ThankYou factors after spending $1,500 inside six months. Whereas not the most important bonus on this planet, the truth is that you really want this card due to the long run worth that it provides.
It is a unbelievable no annual price card for on a regular basis spending, and a great complement to the Citi Strata Premier Card. Should you’re not but within the Citi ThankYou ecosystem, there has by no means been a greater time to get entangled. Personally I’d begin with the Citi Strata Premier Card, after which apply for the Citi Double Money Card eight or extra days later.
The place do you stand on the worth of the Citi Double Money?
