The Chase Freedom FlexSM Credit score Card (evaluate) is an unimaginable no annual price card belonging to Chase’s Freedom portfolio, which may help you maximize your factors, due to its quarterly bonus classes. With it now being a brand new quarter (and new yr), Chase has simply launched its Q1 2025 bonus classes, so I’d extremely advocate registering ASAP.
Word that these identical bonus classes are additionally legitimate for the Chase Freedom Card, which is not open to new candidates.
Why I really like the Chase Freedom Flex
The Chase Freedom Flex Card is definitely among the best no annual price playing cards on the market, because it gives 5x factors in rotating quarterly classes, for as much as $1,500 of spending per quarter. Most individuals use this as a cashback card, which means the 5x factors actually interprets into 5% cashback in these classes.
The cardboard has different bonus classes as effectively, because it gives 3x factors (or 3% money again) at drugstores and on eating.
The very best half is that together with the Chase Sapphire Most popular® Card (evaluate), Chase Sapphire Reserve® Card (evaluate), or Ink Enterprise Most popular® Credit score Card (evaluate), factors earned on this card could be transformed into Final Rewards factors, and be transferred to the Final Rewards airline and lodge companions, or could be redeemed at a positive price by way of the Chase Journey Portal.
Since I worth one Final Rewards level at considerably a couple of cent, that’s my most well-liked use of these factors.
Chase Freedom Flex Q1 2025 bonus classes
For the primary quarter of 2025, the Freedom Flex Card is providing 5x factors on the primary $1,500 spent on grocery shops (excluding Walmart and Goal), Norwegian Cruise Traces, health golf equipment and fitness center memberships, and hair, nails, and spa companies. So far as key dates go:
- You want to register between December 15, 2024, and March 14, 2025
- When you register, you may earn 5x factors between January 1 and March 31, 2025
Easy methods to register your Chase Freedom Flex for 5x factors
Registration is simple — simply go to the registration web page and enter your final identify, billing zip code, and the final 4 digits in your card, and also you’ll be registered.
What’s included with Q1 2025 5x factors classes
It’s all the time value clarifying what qualifies for 5x factors inside every of the classes, so let’s have a look at the phrases.
The grocery shops class consists of the next:
Retailers on this class embody supermarkets, retailers that supply a full-service grocery line of merchandise together with a deli and bakery in addition to smaller grocery shops. Some retailers that promote grocery gadgets usually are not included on this class; for instance, bigger shops that promote all kinds of products and groceries, resembling warehouse golf equipment, low cost shops and a few smaller retailers resembling drugstores, and retailers specializing in only some grocery gadgets. Purchases made at gasoline stations from retailers who additionally function grocery shops usually are not included on this class. Supply service retailers, resembling Instacart, can be included in the event that they classify as a grocery retailer service provider.
The Norwegian Cruise Line class consists of the next:
This class consists of cruise fare bought instantly with Norwegian Cruise Line. Purchases by way of third social gathering distributors or journey businesses, resembling sightseeing actions, excursions, and vacationer sights, usually are not included.
The health membership and fitness center memberships class consists of the next:
Retailers on this class embody well being golf equipment, train, or athletic services requiring membership and providing entry to companies associated to bodily health, resembling health golf equipment, health facilities, health studios, gyms, aerobics, cardio health and different companies resembling yoga and cross match coaching in bodily service provider places. Retailers specializing in providing digital and different at-home health companies, customized or therapeutic companies resembling therapeutic massage remedy, dietary and weight administration counseling and private coaching, usually are not included on this class. As well as, sure lodging, lodge, motel, resort and central reservation companies providing entry to 3rd social gathering services that embody health golf equipment or gyms usually are not included on this class except they classify as a health membership or fitness center membership service provider. Purchases of health or athletic gear or attire, different sporting items, dietary meals, well being meals or related dietary supplements, is not going to qualify on this class.
The hair, nail, and spa companies class consists of the next:
This class consists of hair care, nail care and spa companies, resembling massages, spa therapies, manicures, tanning, and barber and salon companies, bought at service provider places specializing in offering these companies. These companies are sometimes offered by licensed professionals, nevertheless, companies offered by medical professionals or in medical services is not going to qualify. Purchases of hair care, nail care and spa companies at retailers that classify their location in one other class, for instance spa companies bought in a lodge or airport, is not going to be included except the service provider classifies the transactions on this class. Purchases of associated services and products, for instance hair and skincare merchandise bought at a salon or an in a single day keep at a spa, can even not be included except the service provider classifies the transactions on this class.
My tackle Q1 2025 5x factors classes
Everybody has totally different spending patterns, so could have totally different takes on the quarterly bonus classes. Personally I fairly just like the Q1 2025 bonus classes, primarily as a result of 5x factors on groceries is one among my favourite bonuses provided by the cardboard. I’ll don’t have any points maxing that out.
The remainder of the classes are a bit much less thrilling to me, however others may discover extra worth with them.
Easy methods to make Chase Freedom Flex factors extra useful
To recap, you earn factors on the Chase Freedom Flex, and every level could be redeemed for one cent cashback.
Nonetheless, when you’ve got this card along with one of many playing cards that accrues Final Rewards factors, you may switch these factors to Final Rewards. Playing cards that accrue Final Rewards Playing cards embody the:
So 5% cashback converts into 5x Final Rewards factors per greenback with one of many above playing cards.
Backside line
The Chase Freedom Flex is without doubt one of the greatest no annual price playing cards on the market, thanks largely to the power to earn 5x factors in rotating quarterly classes. The Q1 2025 bonus classes have simply launched, so it could be time to change across the order of playing cards in your pockets. Between January 1 and March 31, 2025, it’s doable to earn 5x factors on grocery shops, Norwegian Cruise Traces, health golf equipment and fitness center memberships, and hair, nail, and spa companies.
What do you make of the Q1 2025 Chase Freedom Flex bonus classes?
