Hyperlink: Apply for the IHG One Rewards Premier Enterprise Credit score Card
Chase and IHG have a co-brand bank card portfolio, comprised of three playing cards. This consists of the IHG One Rewards Premier Enterprise Credit score Card, which was launched in 2022. On this submit, I wished to recap every little thing you might want to find out about this enterprise bank card, since I do know it is a card that many individuals are doubtlessly eligible for.
IHG Premier Enterprise Card fundamentals
The IHG Premier Enterprise Card is essentially modeled after the IHG One Rewards Premier Credit score Card (assessment). I’d think about that to be excellent news, given the cardboard’s cheap annual price and powerful perks. Let’s cowl every little thing you might want to know concerning the card, and whether or not it is sensible to choose it up.
IHG Enterprise Card welcome bonus
For functions via Might 15, 2024, the IHG Premier Enterprise Card has a restricted time welcome supply of as much as 175,000 IHG factors. The 2-part bonus is structured as follows:
- Earn 140,000 factors after spending $4,000 inside the first three months
- Earn an extra 35,000 factors after spending a complete of $7,000 inside the first six months
Personally, I worth IHG factors at 0.5 cents every, so I’d worth that bonus at $875, which I think about to be glorious. Notice that you simply’re eligible for the bonus on this card even if in case you have any private IHG bank card. Chase’s typical software guidelines.
IHG Enterprise Card annual price
The IHG Premier Enterprise Card has a $99 annual price, which is sort of cheap. There’s no extra price so as to add approved customers to the cardboard.
IHG Enterprise Card spending bonuses
For a co-branded journey bank card, the IHG Premier Enterprise Card has a fairly profitable rewards construction. The cardboard provides the next, all with no international transaction charges:
- 10x factors on IHG spending
- 5x factors on journey and inns
- 5x factors on gasoline stations
- 5x factors on eating
- 5x factors on social media and search engine promoting, and workplace provide shops
- 3x factors on all different purchases
Along with the factors you earn, there are some extra threshold bonuses for spending, which may incentivize making large purchases with the cardboard. These advantages embrace the next:
- If you happen to spend $20,000 plus make one extra buy in a calendar 12 months you’ll obtain a $100 assertion credit score plus 10,000 bonus factors
- If you happen to spend $40,000 on the cardboard in a calendar 12 months you may earn IHG Diamond Elite standing, which provides a lot of priceless perks, like complimentary breakfast, room upgrades (together with suites), 100% bonus factors, entry to the Milestone Rewards program, and far more
- If you happen to spend $60,000 on the cardboard in a calendar 12 months you may earn a second anniversary free night time award
For an IHG loyalist, an argument may actually be made for spending cash on the cardboard.
IHG Enterprise Card rewards & perks
The IHG Premier Enterprise Card provides a wide range of priceless perks, together with the next:
- A free night time certificates each anniversary 12 months only for being a cardmember; this can be utilized at a property costing as much as 40,000 factors per night time, although you may also use factors to complement the certificates and redeem at a costlier property
- IHG Platinum Elite standing for so long as you’re a cardmember, providing perks like room upgrades, 60% bonus factors, precedence late check-out, and extra
- A fourth night time free on award redemptions, which is a good way to stretch your factors additional
- As much as $50 in United TravelBank Money every calendar 12 months; you obtain a $25 TravelBank Money deposit roughly each six months
- A International Entry, TSA PreCheck, or NEXUS credit score as soon as each 4 years
Is the IHG Premier Enterprise Card value it?
I’m impressed by the IHG Premier Enterprise Card, and plan to choose up the cardboard myself. This card is mighty just like the IHG Rewards Premier Card, which is superior, since you may have each playing cards.
On essentially the most primary degree, if you have already got the non-public model of the cardboard, then it’s value selecting up the enterprise model of the cardboard so you may obtain an additional annual free night time certificates. Most cardholders absolutely discover the cardboard to be value holding onto for that purpose alone. That’s additionally extra priceless than ever earlier than, since now you can top-off these certificates with factors, which means you may redeem for any IHG property that’s bookable with factors.
Admittedly if in case you have each the non-public and enterprise model of the cardboard then there’s fairly a little bit of overlap, as each playing cards supply IHG Platinum Elite standing, a fourth night time free on award redemptions, and extra.
Backside line
The IHG Premier Enterprise Card is providing a superb bonus of 175,000 IHG factors upon finishing minimal spending. The product is similar to the non-public model of the cardboard, the IHG Rewards Premier Card, and I’d think about that to be a very good factor.
I believe the cardboard is value holding onto for the anniversary free night time award alone, and every little thing else is simply the icing on the cake. Given the bonus classes and spending threshold bonuses, I may additionally doubtlessly see it being worthwhile to spend cash on this card, particularly on condition that IHG Diamond Elite standing is now aggressive with what’s being supplied by different packages.
What do you make of the IHG Premier Enterprise Card?