Hyperlink: Apply now for the Capital One Spark Money Plus with a $2,000 bonus provide
The Capital One Spark Money Plus is among the finest enterprise playing cards on the market, whether or not you’re seeking to earn money again or journey rewards. For those who’ve been contemplating this card however haven’t but utilized, now’s the perfect time to take action, as the cardboard is providing a best-ever bonus.
This was rolled out a number of weeks in the past, however I needed to publish a reminder that this deal continues to be dwell, because it’s anybody’s guess for the way lengthy it can stick round.
Capital One Spark Money Plus $2,000 bonus
The Capital One Spark Money Plus is providing a welcome bonus the place you may earn a one-time money bonus of $2,000 when you spend $30,000 throughout the first three months. This bonus is great. Remember it doesn’t issue within the typical 2% money again that you just earn, so actually you’d earn a minimal of $2,600 money again after spending $30,000.
Moreover, in the event you’re a really large bank card spender, you may earn an extra $2,000 money bonus for each $500,000 spent in the course of the first yr. You’ll be able to earn this bonus a number of occasions over the course of your first yr of card membership. Clearly that’s not for everybody, however the card has an trade main return on spending already, and this solely makes it higher.
As I’ll cowl beneath, you may probably get much more worth by changing these rewards into Capital One miles.
How rewarding is the Capital One Spark Money Plus?
For these not conversant in the $150 annual charge Capital One Spark Money Plus, this is among the most rewarding enterprise playing cards on the market, and one of many all-around finest money again playing cards:
- The cardboard presents limitless 2% money again, making it among the finest playing cards for on a regular basis spending
- The cardboard presents an extra $150 money again once you spend $150,000 on the cardboard in a yr, so it’s particularly rewarding for giant spenders; consider the cardboard as providing a refund of the annual charge for giant spenders
- The cardboard is a cost card, so has no pre-set spending restrict, making it perfect for giant purchases
- The cardboard has no overseas transaction charges, so you may earn 2% money again globally
Learn a full assessment of the Capital One Spark Money Plus.
Convert money again into Capital One miles
One superior factor concerning the Capital One Spark Money Plus is that you may convert money again into Capital One miles on the price of 1 cent per mile.
If in case you have the Capital One Spark Money Plus along with a card just like the Capital One Enterprise X Rewards Credit score Card (assessment), Capital One Enterprise Rewards Credit score Card (assessment), or Capital One Spark Miles for Enterprise (assessment), then every cent may be transformed into one Capital One mile.
Personally I worth Capital One miles at 1.7 cents every, that means that the $2,000 bonus is probably price $3,400 (primarily based on my valuation of 200,000 Capital One miles). For those who’re in a position to pull off the spending requirement, this is a wonderful return for such a lot of spending.
Are you able to get permitted for the Capital One Spark Plus?
All card issuers have some basic utility restrictions. Nonetheless, Capital One in all probability has among the many fewest constant restrictions.
Particular to the Capital One Spark Money Plus, the welcome provide on the cardboard isn’t accessible to those that have already got the cardboard, or those that who at the moment have the Capital One Enterprise X Enterprise (assessment). In any other case eligibility is unrelated to having every other Capital One card.
Learn my information to getting permitted for the Spark Money Plus.
Backside line
The Capital One Spark Money Plus has a superb welcome bonus, which might earn you $2,000 money again (or 200,000 Capital One miles).
If you’re ready to finish the spending requirement, this can be a phenomenal bonus on an amazing card. The one different consideration is that there’s additionally advantage to selecting up the Capital One Enterprise X Enterprise, which additionally has a superb bonus, in order that could possibly be price contemplating in the event you’re wanting to make use of the cardboard for journey.
Do you propose on selecting up the Capital One Spark Money Plus?
